CMI — Cash Flow Report

Prepared by Debi Choi, Sage Growth Advisors  ·  August 17, 2026
📈 Dashboard
💳 Transactions
📄 Open A/R
💸 Upcoming Expenses
💬 Notes & Replies
📈
Dashboard
Summary snapshot — balance, what's owed to you, and upcoming payments
💳
Transactions
Complete history of all payments received and expenses paid
📄
Open A/R
Invoices sent to clients — what's been paid and what's still outstanding
💸
Upcoming Expenses
Payroll, counselor fees, and recurring bills — pending and recently paid
💬
Notes & Replies
Add questions or comments here, then click Download & Send Back
Current Balance
$252,560.40
Open A/R
$202,724.07
Pending Expenses
$98,376.80
Balance After Pending Expenses
$154,183.60
Balance After Expenses + A/R Collected
$356,907.67

Transactions — Last 30 Days

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DatePayeeTypePaymentDepositBalance
08/14/26 Gusto CND — Alan DeBack June 2026 (missed) Expense $1,500.00 $252,560.40
08/14/26 Gusto Tax Expense $659.68 $254,060.40
08/14/26 Gusto Tax Expense $1,575.64 $254,720.08
08/14/26 Gusto Net — Jennifer Payroll Expense $2,299.78 $256,295.72
08/14/26 Gusto Net — Jim Payroll Expense $5,500.02 $258,595.50
08/13/26 PayPal — Product Sales Payment $2,541.47 $264,095.52
08/12/26 Melio Expense $1.00 $261,554.05
08/12/26 Gusto CND — Alan DeBack July 2026 Expense $1,500.00 $261,555.05
08/11/26 Bank Service Charge Expense $51.10 $263,055.05
08/11/26 Osha Bergman Watkins — Refund Payment $3,600.00 $263,106.15
08/07/26 Gusto CND — Alan DeBack DARPA Inv 408 Expense $1,000.00 $259,506.15
08/07/26 Gusto CND — Andrea Williams Expense $1,450.00 $260,506.15
08/07/26 Gusto Tax — Jim Commission July 2026 Expense $2,523.59 $261,956.15
08/07/26 Gusto Net — Jim Commission July 2026 Expense $13,000.03 $264,479.74
08/07/26 IREMIA — Invoice 1101 Expense $31,125.00 $277,479.77
08/05/26 Melio Expense $1.00 $308,604.77
07/31/26 Gusto Tax Expense $659.70 $308,605.77
07/31/26 Blue Cross Blue Shield of Texas Expense $2,246.01 $309,265.47
07/31/26 Gusto Net — Jennifer Payroll Expense $2,299.77 $311,511.48
07/31/26 Osha Bergman Watkins Expense $3,600.00 $313,811.25
07/30/26 Hines PMD Payment $1,300.00 $317,411.25
07/30/26 Marathon Petroleum (MPC) Payment $2,520.00 $316,111.25
07/29/26 Gusto Tax — Dave Schiller Q2 Commission Expense $5,889.25 $313,591.25
07/29/26 Gusto Net — Dave Schiller Q2 Commission Expense $11,107.47 $319,480.50
07/27/26 Audi Financial Expense $549.07 $330,587.97
07/23/26 American Express Expense $16,227.44 $331,137.04
07/23/26 Gusto Rem — Jim Tye Reimbursement Expense $3,253.93 $347,364.48
07/22/26 NIH/ARPA-H Payment $127,362.00 $350,618.41

Open A/R

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ClientAmountStatus
ARPA-H$145,382.81Open
DARPA/Guidehouse$49,141.26Open
Hines$8,200.00Open

Pending Payroll & Expenses

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ItemDueAmount
AmexDUE 8/23$32,543.26
AudiDUE Aug$549.07
BCBSDUE Aug$2,246.01
Chase Credit CardPaid 8/17 — Pending Clearing$5,059.64
Jennifer SilvanoDUE 8/31$2,299.79
Jim TravelPaid 8/17 — Pending Clearing$2,476.22
Susan Payroll$180K gross
Osha Bergman Watkins — ReissueRefunded 8/11 — Reissue needed$3,600.00
Pending Total$48,773.99

Pending Counselor Payments

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CounselorPeriodAmount
Carolyn MooneyJuly 2026$3,500.00
Gio DestaffanoJuly 2026 — ARPA-H (Halima Mao + Yoram Vodovotz)$600.00
IREMIAInvoice 1111 — DUE 9/2/2026 (Contract $31,125 + Travel $2,056.81)$33,181.81
Mary VanderLindenJuly 2026$6,321.00
Lauren Kirkwood (Image Source)INV-2408 June 2026 — Paid 8/17 Pending Clearing$2,500.00
Lauren Kirkwood (Image Source)INV-2409 July 2026 — DUE 8/30$3,500.00
Pending Total$49,602.81

All Transactions

05/28/26 – 08/14/26
DateTypePayeeCategoryPaymentDepositBalance
05/28/26 Expense Mary VanderLinden Outside Services $5,025.00 $44,723.31
05/29/26 Payment Guidehouse (BAH/DARPA) Accounts Receivable $34,782.58 $79,505.89
05/29/26 Payment Marathon Petroleum (MPC) Accounts Receivable $3,930.00 $83,435.89
05/29/26 Expense Jennifer Silvano Payroll Expenses:Wages $2,299.78 $81,136.11
05/29/26 Expense Blue Cross Blue Shield of Texas Insurance-Health & Dental $2,246.01 $78,890.10
05/29/26 Expense Gusto Tax Payroll Expenses:Taxes $659.68 $78,230.42
06/01/26 Payment NIH/ARPA-H Accounts Receivable $125,683.97 $203,914.39
06/01/26 Payment Gusto Payroll Credit Payroll Expenses:Wages $1,001.20 $204,915.59
06/01/26 Payment Gusto Payroll Credit Payroll Expenses:Wages $315.00 $205,230.59
06/02/26 Expense Mary VanderLinden Outside Services $2,250.00 $202,980.59
06/02/26 Expense Alan DeBack Outside Services $1,500.00 $201,480.59
06/08/26 Expense Jim's Commissions Payroll Expenses:Wages $5,353.23 $196,127.36
06/08/26 Expense Gusto Tax Payroll Expenses:Taxes $1,039.20 $195,088.16
06/09/26 Payment NIH/ARPA-H Accounts Receivable $124,682.00 $319,770.16
06/10/26 Expense IREMIA Counselor Payments $31,125.00 $288,645.16
06/10/26 Expense Gusto Contractor — Batch 1 Outside Services $11,466.00 $277,179.16
06/10/26 Expense Gusto Contractor — Batch 2 Outside Services $6,175.00 $271,004.16
06/10/26 Expense Gusto Contractor — Batch 3 Outside Services $5,800.00 $265,204.16
06/10/26 Expense Gusto Contractor — Batch 4 Outside Services $600.00 $264,604.16
06/10/26 Expense Chase Credit Card Credit Card Payment $768.92 $263,835.24
06/11/26 Expense Bank Service Charge Bank Fees $46.40 $263,788.84
06/12/26 Expense Gusto Contractor Payment Outside Services $2,500.00 $261,288.84
06/15/26 Expense Gusto Net — Jim Payroll Payroll Expenses:Wages $5,500.02 $255,788.82
06/15/26 Expense Gusto Rem Payroll Expenses:Wages $2,887.93 $252,900.89
06/15/26 Expense Gusto Net — Jennifer Payroll Payroll Expenses:Wages $2,299.78 $250,601.11
06/15/26 Expense Gusto Tax Payroll Expenses:Taxes $1,575.64 $249,025.47
06/15/26 Expense Gusto Tax Payroll Expenses:Taxes $659.68 $248,365.79
06/15/26 Expense Melio Vendor Payment Outside Services $1.00 $248,364.79
06/22/26 Payment Guidehouse/DARPA Accounts Receivable $18,196.61 $266,561.40
06/23/26 Expense American Express Credit Card Payment $16,535.41 $250,025.99
06/25/26 Expense Osha Bergman Watkins Outside Services $3,600.00 $246,425.99
06/26/26 Expense Audi Financial Auto $549.07 $245,876.92
06/30/26 Payment Marathon Petroleum (MPC) Accounts Receivable $2,680.00 $248,556.92
06/30/26 Expense Gusto Net — Jennifer Payroll Payroll Expenses:Wages $2,299.78 $246,257.14
06/30/26 Expense Blue Cross Blue Shield of Texas Insurance-Health & Dental $2,246.01 $244,011.13
06/30/26 Expense Gusto Tax Payroll Expenses:Taxes $659.68 $243,351.45
07/01/26 Expense IREMIA Counselor Payments $31,125.00 $212,226.45
07/03/26 Expense Gusto Net — Jim Commission Payroll Expenses:Wages $14,719.95 $197,506.50
07/03/26 Expense Gusto Tax — Jim Commission Payroll Expenses:Taxes $8,531.73 $188,974.77
07/06/26 Expense IREMIA — Travel Reimbursement Counselor Payments $2,341.97 $186,632.80
07/08/26 Expense Melio Bank Fees $1.00 $186,631.80
07/08/26 Expense Melio Bank Fees $1.00 $186,630.80
07/10/26 Expense Gusto Contractor — Gio DeStaffano Outside Services $1,870.00 $184,760.80
07/13/26 Expense Bank Service Charge Bank Fees $47.41 $184,713.39
07/14/26 Expense Gusto Contractor — Alan DeBack Outside Services $1,500.00 $183,213.39
07/15/26 Expense Gusto Net — Jim Payroll Payroll Expenses:Wages $5,500.00 $177,713.39
07/15/26 Expense Gusto Net — Jennifer Payroll Payroll Expenses:Wages $2,299.79 $175,413.60
07/15/26 Expense Gusto Tax Payroll Expenses:Taxes $1,575.68 $173,837.92
07/15/26 Expense Gusto Tax Payroll Expenses:Taxes $659.66 $173,178.26
07/16/26 Expense Stefanie Silvano — 2 Months Outside Services $10,615.00 $162,563.26
07/17/26 Payment Guidehouse/DARPA Accounts Receivable $61,812.17 $224,375.43
07/17/26 Payment Houston Ballet Accounts Receivable $700.00 $225,075.43
07/17/26 Expense Chase Credit Card — Residence Inn Credit Card Payment $1,819.02 $223,256.41
07/22/26 Payment NIH/ARPA-H Accounts Receivable $127,362.00 $350,618.41
07/23/26 Expense Gusto Rem — Jim Tye Reimbursement Payroll Expenses:Wages $3,253.93 $347,364.48
07/23/26 Expense American Express Credit Card Payment $16,227.44 $331,137.04
07/27/26 Expense Audi Financial Auto $549.07 $330,587.97
07/29/26 Expense Gusto Net — Dave Schiller Q2 Commission Payroll Expenses:Wages $11,107.47 $319,480.50
07/29/26 Expense Gusto Tax — Dave Schiller Q2 Commission Payroll Expenses:Taxes $5,889.25 $313,591.25
07/30/26 Payment Marathon Petroleum (MPC) Accounts Receivable $2,520.00 $316,111.25
07/30/26 Payment Hines PMD Accounts Receivable $1,300.00 $317,411.25
07/31/26 Expense Osha Bergman Watkins Outside Services $3,600.00 $313,811.25
07/31/26 Expense Gusto Net — Jennifer Payroll Payroll Expenses:Wages $2,299.77 $311,511.48
07/31/26 Expense Blue Cross Blue Shield of Texas Insurance-Health & Dental $2,246.01 $309,265.47
07/31/26 Expense Gusto Tax Payroll Expenses:Taxes $659.70 $308,605.77
08/05/26 Expense Melio Bank Fees $1.00 $308,604.77
08/07/26 Expense IREMIA — Invoice 1101 Counselor Payments $31,125.00 $277,479.77
08/07/26 Expense Gusto Net — Jim Commission July 2026 Payroll Expenses:Wages $13,000.03 $264,479.74
08/07/26 Expense Gusto Tax — Jim Commission July 2026 Payroll Expenses:Taxes $2,523.59 $261,956.15
08/07/26 Expense Gusto CND — Andrea Williams Outside Services $1,450.00 $260,506.15
08/07/26 Expense Gusto CND — Alan DeBack DARPA Inv 408 Outside Services $1,000.00 $259,506.15
08/11/26 Payment Osha Bergman Watkins — Refund Outside Services $3,600.00 $263,106.15
08/11/26 Expense Bank Service Charge Bank Fees $51.10 $263,055.05
08/12/26 Expense Gusto CND — Alan DeBack July 2026 Outside Services $1,500.00 $261,555.05
08/12/26 Expense Melio Bank Fees $1.00 $261,554.05
08/13/26 Payment PayPal — Product Sales Product Sales $2,541.47 $264,095.52
08/14/26 Expense Gusto Net — Jim Payroll Payroll Expenses:Wages $5,500.02 $258,595.50
08/14/26 Expense Gusto Net — Jennifer Payroll Payroll Expenses:Wages $2,299.78 $256,295.72
08/14/26 Expense Gusto Tax Payroll Expenses:Taxes $1,575.64 $254,720.08
08/14/26 Expense Gusto Tax Payroll Expenses:Taxes $659.68 $254,060.40
08/14/26 Expense Gusto CND — Alan DeBack June 2026 (missed) Outside Services $1,500.00 $252,560.40
Totals$308,294.91$511,107.00Net: $202,812.09

Accounts Receivable

ClientInvoice DateAmountStatusNotes
ARPA-H 07/31/26 $145,382.81 Open Invoiced 7/31
ARPA-H NBS INV-BR-A 06/30/26 $128,032.00 Paid Inv #241225 — Paid 7/22
DARPA/Guidehouse 06/30/26 $5,880.00 Paid Inv #241229 — Paid 7/17
DARPA/Guidehouse 06/30/26 $55,932.17 Paid Inv #241228 — Paid 7/17
DARPA/Guidehouse 07/31/26 $49,141.26 Open Invoiced 7/31
Hines 06/30/26 $1,300.00 Paid Inv #241226 — Paid 7/30
Hines 07/31/26 $8,200.00 Open Invoiced 7/31
Houston Ballet 04/30/26 $700.00 Paid Paid 7/16
Marathon Petroleum Company 06/30/26 $2,520.00 Paid Inv #241227 — Paid 7/30
Open Total$202,724.07

Payroll & Fixed Expenses

ItemDue / NotesAmountStatus
AmexPaid 6/23$16,535.41Paid
AmexPaid 7/23$16,227.44Paid
AmexDUE 8/23$32,543.26Pending
AudiPaid 6/26$549.07Paid
AudiDUE Aug$549.07Pending
BCBSPaid 6/30$2,246.01Paid
BCBSDUE Aug$2,246.01Pending
Chase Credit CardPaid 6/10$768.92Paid
Chase Credit Card — Residence InnPaid 7/17$1,819.02Paid
Chase Credit CardPaid 8/17 — Pending Clearing$5,059.64Pending
Jennifer SilvanoPaid 7/15 + 7/31$6,121.56Paid
Jennifer SilvanoPaid 8/14$2,299.79Paid
Jennifer SilvanoDUE 8/31$2,299.79Pending
Jim CommissionPaid 7/3$14,719.95Paid
Jim Commission — Payroll TaxesPaid 7/3$8,531.73Paid
Jim Commission — July 2026Paid 8/7 — Net $13,000.03 + Tax $2,523.59$13,000.03Paid
Jim PayrollPaid 7/15$5,500.00Paid
Jim PayrollPaid 8/14$5,500.00Paid
Jim TravelPaid 8/17 — Pending Clearing$2,476.22Pending
Jim Tye — ReimbursementPaid 7/23$3,253.93Paid
Susan Payroll$180K grossPending
Osha Bergman Watkins — ReissueRefunded 8/11 — Reissue needed$3,600.00Pending
Pending Total$48,773.99

Counselor Payments

CounselorPeriodAmountStatus
Alan DeBackJune — Paid 7/14$1,500.00Paid
Alan DeBackJuly 2026 — Paid 8/12$1,500.00Paid
Alan DeBackDARPA Workshop Inv 408 — Paid 8/7$1,000.00Paid
Andrea WilliamsAug 4-7 Durham + Web/Social — Paid 8/7$1,450.00Paid
Carolyn MooneyARPA$1,200.00Paid
Carolyn MooneyMarch$2,100.00Paid
Carolyn MooneyMay$2,500.00Paid
Carolyn MooneyJuly 2026$3,500.00Pending
Dave SchillerQ2 2026 Commissions — Paid 7/29$15,788.87Paid
Gio DestaffanoApril — Paid 7/10$600.00Paid
Gio DestaffanoJune — Paid 7/10$1,200.00Paid
Gio DestaffanoJuly 2026 — ARPA-H (Halima Mao + Yoram Vodovotz)$600.00Pending
IREMIAPaid 6/10 + 7/1 (x2)$31,125.00Paid
IREMIAInvoice 1101 — Paid 8/7 ($31,125)$31,125.00Paid
IREMIAInvoice 1111 — DUE 9/2/2026 (Contract $31,125 + Travel $2,056.81)$33,181.81Pending
Lauren KirkwoodApril (pending client payments)$3,925.00Paid
Lauren KirkwoodMay$2,250.00Paid
Mary VanderLindenDARPA - April$6,321.00Paid
Mary VanderLindenDARPA - May$5,145.00Paid
Mary VanderLindenJune 2026 — Paid 6/10 (Batch 1)$6,909.00Paid
Mary VanderLindenJuly 2026$6,321.00Pending
Stefanie SilvanoPaid 7/16 — 2 months$10,615.00Paid
Lauren Kirkwood (Image Source)INV-2408 June 2026 — Paid 8/17 Pending Clearing$2,500.00Pending
Lauren Kirkwood (Image Source)INV-2409 July 2026 — DUE 8/30$3,500.00Pending
Pending Total$49,602.81

💬 Add a Note or Reply

Debi Choi, Sage Growth Advisors Billing Jul 2, 2026
Gio: $300 per session. For example he saw John Doe twice in June, once on the 15th and again on the 30th so he billed $600. Is this accurate?
Debi Choi, Sage Growth Advisors Chase Jul 2, 2026
Please advise which charges are CMI related so I can pay.